Testimonial

Terms of Use Agreement

Welcome to the BayAdvisor Web site (the "site"). By using the site, you agree to abide by the following terms and conditions concerning your use of the site ("Terms of Use Agreement"). We may revise the Terms of Use Agreement at any time without notice to you. If there is a conflict between the Terms of Use Agreement and terms of use posted for a specific area of the site, the latter shall have precedence.

Limited License
Subject to the terms and conditions set forth in this agreement, BayAdvisor grants you a non-transferable, non-exclusive, limited right to access and use the site. You agree that you are only authorized to visit, view and to retain a copy or download any information on this site for your own personal and non-commercial use, and that you shall not download, duplicate, publish, modify or otherwise distribute the material on this site for any purpose. You agree not to attempt to interrupt the operation of BayAdvisor in any way.

Disclaimer
THE SITE MATERIALS MAY CONTAIN INACCURACIES AND ERRORS. WE DO NOT WARRANT THE COMPLETENESS OR ACCURACY OF THE MATERIALS OR THE RELIABILITY OF ANY STATEMENT, OPINION, ADVICE, OR INFORMATION PRESENTED OR DISTRIBUTED IN THE SITE. ANY RELIANCE ON ANY STATEMENT, OPINION, ADVICE, OR INFORMATION SHALL BE AT YOUR OWN RISK. BAY ADVISOR MAY MAKE ANY CHANGES TO THE SITE, THE MATERIALS, SOFTWARE, PROGRAMS, PRODUCTS, SERVICES OR PRICES DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE.

THE SITE IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OR REPRESENTATION, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE. SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.BAYADVISOR RESERVES THE RIGHT TO MAKE CHANGES OR UPDATES TO THE SITE AT ANY TIME WITHOUT NOTICE.

Limitations of Damages
BAYADVISOR AND ITS SUBSIDARIES AND SUPPLIERS SHALL NOT BE LIABLE TO ANY ENTITY, IN ANY EVENT, FOR DAMAGES OF ANY KIND, DIRECT, INDIRECT, OR OTHER DAMAGES (INCLUDING LOSS OF USE, BUSINESS INTERRUPTION, LOSS OF PROFITS OR DATA OR INFORMATION OR PROGRAMS ON YOUR INFORMATION SYSTEM) THAT ARE RELATED TO THE USE OR INABILITY TO USE THE SITE.

Use of Community Forums
You agree not to post or transmit through a forum any content that may be defamatory, false, racist, or misleading that may violate any applicable laws or regulations. By posting or transmitting content to any forum, you automatically grant BayAdvisor an irrevocable, nonexclusive, royalty free, right to use, modify, transmit and distribute forums content.

Passwords
You are responsible for all activities that occur under your password, and maintaining the confidentiality of your passwords for the site. Please notify BayAdvisorof any unauthorized and third party use of your password.

Links
The site may contain links to other internet sites that are owned and operated by third parties. The appearance of a link does not imply BayAdvisor's endorsement, nor is BayAdvisor responsible for the content of any linked site. You access linked sites at your own risk.

Termination of Use
This agreement may be terminated by either Party, for any reason (with or without cause) and at any time, with or without notice. If the agreement is terminated, you agree to cease all the site use.

Choice of Law
Use of this web site shall be governed by and construed in accordance with the laws of the State of California, without regard for its conflict of law provisions.

Copyright & Trademarks

Copyright 2001 BayAdvisor, Inc. All Rights Reserved.
BayAdvisor is a registered trademark of BayAdvisor Corporation. Other names appearing on the site may be trademarks of their respective owners.

Copyright © 2001-2006 BayAdvisor,Inc. All rights reserved.